    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

    :root {
      --green:        #0b7a3e;
      --green-light:  #12a355;
      --green-pale:   #e8f7ee;
      --orange:       #f26522;
      --orange-pale:  #fff3ed;
      --cream:        #fdf8f0;
      --cream2:       #f5ede0;
      --dark:         #0f1a11;
      --dark2:        #1c2b1f;
      --text:         #1a2e1d;
      --muted:        #5a7060;
      --border:       #dde9de;
      --white:        #ffffff;
    }

    html { scroll-behavior: smooth; }

    body {
      font-family: 'Epilogue', sans-serif;
      background: var(--cream);
      color: var(--text);
      overflow-x: hidden;
    }

    /* ── NAV ── */
    nav {
      padding: 16px 6%;
      display: flex; align-items: center; justify-content: space-between;
      background: rgba(253,248,240,0.96);
      backdrop-filter: blur(12px);
      border-bottom: 1px solid var(--border);
      position: sticky; top: 0; z-index: 100;
    }

    .nav-logo {
      font-family: 'Fraunces', serif;
      font-weight: 900; font-size: 20px;
      color: var(--green); text-decoration: none;
      display: flex; align-items: center; gap: 6px;
    }

    .nav-logo span {
      background: var(--orange); color: white;
      padding: 2px 7px; border-radius: 5px; font-size: 18px;
    }

    .nav-back {
      font-size: 13px; color: var(--muted);
      text-decoration: none;
      display: flex; align-items: center; gap: 5px;
      transition: color 0.2s;
    }

    .nav-back:hover { color: var(--green); }

    /* ── HERO ── */
    .hero {
      background: var(--dark);
      padding: 60px 6% 52px;
      position: relative; overflow: hidden;
    }

    .hero::before {
      content: '';
      position: absolute; inset: 0;
      background:
        radial-gradient(ellipse at 10% 60%, rgba(11,122,62,0.25) 0%, transparent 55%),
        radial-gradient(ellipse at 90% 20%, rgba(242,101,34,0.12) 0%, transparent 50%);
    }

    .hero-pattern {
      position: absolute; inset: 0; opacity: 0.025;
      background-image:
        linear-gradient(rgba(255,255,255,1) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255,255,255,1) 1px, transparent 1px);
      background-size: 40px 40px;
    }

    .hero-inner {
      max-width: 760px; position: relative;
      display: flex; align-items: center; gap: 24px;
    }

    .hero-icon {
      width: 68px; height: 68px; border-radius: 18px;
      background: rgba(255,255,255,0.06);
      border: 1px solid rgba(255,255,255,0.1);
      display: flex; align-items: center; justify-content: center;
      font-size: 32px; flex-shrink: 0;
    }

    .hero-text {}

    .hero-eyebrow {
      font-size: 11px; font-weight: 600;
      letter-spacing: 0.2em; text-transform: uppercase;
      color: var(--orange); margin-bottom: 8px;
    }

    .hero h1 {
      font-family: 'Fraunces', serif;
      font-size: clamp(24px, 4vw, 38px);
      font-weight: 900; color: white;
      line-height: 1.1; margin-bottom: 10px;
      letter-spacing: -0.02em;
    }

    .hero p {
      font-size: 14px; color: rgba(255,255,255,0.45);
      line-height: 1.65; font-weight: 300;
    }

    /* ── LAYOUT ── */
    .layout {
      max-width: 1060px; margin: 0 auto;
      padding: 52px 6% 80px;
      display: grid;
      grid-template-columns: 220px 1fr;
      gap: 52px; align-items: start;
    }

    /* ── SIDEBAR ── */
    .side-nav { position: sticky; top: 80px; }

    .side-nav-label {
      font-size: 10px; font-weight: 700;
      text-transform: uppercase; letter-spacing: 0.15em;
      color: var(--muted); margin-bottom: 12px; padding-left: 12px;
    }

    .side-nav-list { list-style: none; display: flex; flex-direction: column; gap: 2px; }

    .side-nav-list a {
      display: block; padding: 9px 12px; border-radius: 10px;
      font-size: 13px; font-weight: 500;
      color: var(--muted); text-decoration: none;
      transition: all 0.2s;
      border-left: 2px solid transparent;
    }

    .side-nav-list a:hover {
      background: var(--green-pale); color: var(--green);
      border-left-color: var(--green);
    }

    .side-nav-list a.active {
      background: var(--green-pale); color: var(--green);
      border-left-color: var(--green); font-weight: 600;
    }

    .side-agreement {
      margin-top: 24px;
      background: var(--dark);
      border-radius: 14px; padding: 18px;
      position: relative; overflow: hidden;
    }

    .side-agreement::before {
      content: '';
      position: absolute; inset: 0;
      background: radial-gradient(ellipse at 80% 0%, rgba(11,122,62,0.2) 0%, transparent 60%);
    }

    .side-agreement-inner { position: relative; }

    .side-agreement p {
      font-size: 12px; color: rgba(255,255,255,0.45);
      line-height: 1.6; margin-bottom: 12px; font-weight: 300;
    }

    .side-agreement a {
      display: flex; align-items: center; justify-content: center; gap: 6px;
      font-size: 12px; font-weight: 600;
      color: white; text-decoration: none;
      padding: 9px 12px;
      background: var(--green);
      border-radius: 8px; transition: background 0.2s;
    }

    .side-agreement a:hover { background: var(--green-light); }

    /* ── CONTENT ── */
    .content {}

    .updated-banner {
      display: flex; align-items: center; gap: 12px;
      background: white; border: 1px solid var(--border);
      border-radius: 12px; padding: 14px 18px;
      margin-bottom: 36px;
      font-size: 13px; color: var(--muted);
    }

    .updated-banner strong { color: var(--dark); }

    /* agreement callout */
    .agreement-box {
      background: var(--dark);
      border-radius: 16px; padding: 22px 24px;
      margin-bottom: 36px;
      display: flex; gap: 16px; align-items: flex-start;
      position: relative; overflow: hidden;
    }

    .agreement-box::before {
      content: '';
      position: absolute; inset: 0;
      background: radial-gradient(ellipse at 90% 50%, rgba(242,101,34,0.12) 0%, transparent 55%);
    }

    .agreement-box-inner { position: relative; display: flex; gap: 16px; }

    .agreement-icon { font-size: 24px; flex-shrink: 0; margin-top: 2px; }

    .agreement-text {
      font-size: 13px; color: rgba(255,255,255,0.6);
      line-height: 1.75; font-weight: 300;
    }

    .agreement-text strong { color: white; font-weight: 600; }

    /* policy section */
    .policy-section {
      margin-bottom: 48px;
      scroll-margin-top: 100px;
    }

    .policy-section h2 {
      font-family: 'Fraunces', serif;
      font-size: 22px; font-weight: 700;
      color: var(--dark); margin-bottom: 14px;
      letter-spacing: -0.01em;
      display: flex; align-items: center; gap: 10px;
    }

    .sec-num {
      width: 28px; height: 28px; border-radius: 8px;
      background: var(--green-pale); border: 1px solid var(--border);
      display: flex; align-items: center; justify-content: center;
      font-size: 12px; font-weight: 700; color: var(--green);
      flex-shrink: 0; font-family: 'Epilogue', sans-serif;
    }

    .policy-section p {
      font-size: 15px; color: var(--muted);
      line-height: 1.85; font-weight: 300; margin-bottom: 14px;
    }

    .policy-section p:last-child { margin-bottom: 0; }

    .policy-section ul {
      list-style: none;
      display: flex; flex-direction: column; gap: 8px; margin: 12px 0;
    }

    .policy-section ul li {
      display: flex; align-items: flex-start; gap: 10px;
      font-size: 14px; color: var(--muted); line-height: 1.7; font-weight: 300;
    }

    .policy-section ul li::before {
      content: '→'; color: var(--green);
      font-weight: 600; font-size: 13px; flex-shrink: 0; margin-top: 2px;
    }

    .policy-section h3 {
      font-family: 'Fraunces', serif;
      font-size: 16px; font-weight: 700;
      color: var(--dark); margin: 20px 0 8px;
    }

    /* callout boxes */
    .callout {
      border-radius: 14px; padding: 18px 20px; margin: 18px 0;
      display: flex; gap: 14px; align-items: flex-start;
    }

    .callout-icon { font-size: 20px; flex-shrink: 0; margin-top: 1px; }
    .callout-text { font-size: 14px; line-height: 1.7; font-weight: 400; }

    .callout.green { background: var(--green-pale); border: 1px solid #c3e6cb; }
    .callout.green .callout-text { color: #1a5c2e; }

    .callout.orange { background: var(--orange-pale); border: 1px solid #fdd9c4; }
    .callout.orange .callout-text { color: #8a3010; }

    .callout.neutral { background: white; border: 1px solid var(--border); }
    .callout.neutral .callout-text { color: var(--text); }

    /* pricing table */
    .pricing-table {
      width: 100%; border-collapse: collapse;
      margin: 16px 0; font-size: 14px;
    }

    .pricing-table th {
      background: var(--dark); color: white;
      padding: 12px 16px; text-align: left;
      font-family: 'Fraunces', serif; font-weight: 700;
      font-size: 13px;
    }

    .pricing-table th:first-child { border-radius: 10px 0 0 0; }
    .pricing-table th:last-child  { border-radius: 0 10px 0 0; }

    .pricing-table td {
      padding: 11px 16px; border-bottom: 1px solid var(--border);
      color: var(--muted); font-weight: 300; line-height: 1.5;
    }

    .pricing-table tr:last-child td { border-bottom: none; }
    .pricing-table tr:nth-child(even) td { background: var(--cream); }
    .pricing-table tr:nth-child(odd) td { background: white; }

    .pricing-table td strong { color: var(--dark); font-weight: 600; }

    /* divider */
    .section-divider { height: 1px; background: var(--border); margin: 40px 0; }

    /* contact block */
    .contact-block {
      background: var(--dark); border-radius: 20px;
      padding: 32px; position: relative; overflow: hidden;
    }

    .contact-block::before {
      content: '';
      position: absolute; inset: 0;
      background: radial-gradient(ellipse at 80% 20%, rgba(11,122,62,0.25) 0%, transparent 55%);
    }

    .contact-block-inner { position: relative; }

    .contact-block h3 {
      font-family: 'Fraunces', serif;
      font-size: 20px; font-weight: 700;
      color: white; margin-bottom: 8px;
    }

    .contact-block p {
      font-size: 14px; color: rgba(255,255,255,0.5);
      line-height: 1.7; margin-bottom: 20px; font-weight: 300;
    }

    .contact-opts { display: flex; gap: 10px; flex-wrap: wrap; }

    .contact-opt {
      display: flex; align-items: center; gap: 8px;
      padding: 10px 16px; border-radius: 99px;
      background: rgba(255,255,255,0.08);
      border: 1px solid rgba(255,255,255,0.12);
      color: rgba(255,255,255,0.75);
      font-size: 13px; font-weight: 500;
      text-decoration: none; transition: all 0.2s;
    }

    .contact-opt:hover { background: rgba(255,255,255,0.15); color: white; }

    /* ── FOOTER ── */
    footer {
      background: var(--dark2);
      padding: 32px 6%;
      display: flex; justify-content: space-between;
      align-items: center; flex-wrap: wrap; gap: 16px;
    }

    .footer-logo {
      font-family: 'Fraunces', serif;
      font-weight: 900; font-size: 18px; color: white;
      display: flex; align-items: center; gap: 6px;
      text-decoration: none;
    }

    .footer-logo span {
      background: var(--orange); color: white;
      padding: 2px 7px; border-radius: 5px; font-size: 16px;
    }

    .footer-copy { font-size: 12px; color: rgba(255,255,255,0.3); }

    .footer-links { display: flex; gap: 20px; }
    .footer-links a {
      font-size: 12px; color: rgba(255,255,255,0.4);
      text-decoration: none; transition: color 0.2s;
    }
    .footer-links a:hover { color: white; }

    /* ── RESPONSIVE ── */
    @media (max-width: 768px) {
      .layout { grid-template-columns: 1fr; gap: 28px; }
      .side-nav { position: static; }
      .side-nav-list { flex-direction: row; flex-wrap: wrap; }
      .hero-inner { flex-direction: column; gap: 16px; }
      footer { flex-direction: column; text-align: center; }
      .pricing-table { font-size: 12px; }
      .pricing-table td, .pricing-table th { padding: 10px 12px; }
    }

body, body * { font-family: 'Inter', sans-serif; }
h1, h2, h3, h4 { font-family: 'Inter', sans-serif; }
